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The Beauty Vault - Aug
The Beauty Vault - Aug

NBR Travel insurance recommendations?

19 posts, 10 members
  Author Message  
  tabucutie
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(236 posts)
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Hi all in a couple of months I will be travelling to Hawaii for my wedding/honeymoon/ holiday. Next item on my list of things to purchase is travel insurance. I have never had travel insurance before and don't want to be stuck especially for medical! Does anyone have any recommendations or experiences with this? I would love to hear from you.
  trudijoy
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(6154 posts)
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my last two trips I've added insurance on when I purchased the packages, both through Wotif.

Outside of that, I swear by Southern Cross.
  tabucutie
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(236 posts)
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I hadn't considered either of those in the basic searches I have done so far. I will look into those thanks
  MareeB
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(3424 posts)
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I'm so glad you're getting insurance. My friend's sister had a terrible accident in Bali (and had no insurance) and put massive financial strain on their family - hundreds of thousands of dollars...
  siouxsannah
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(120 posts)
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When I went to Europe last year I used 1Cover. You can customise your policy with them and apply online. 
  tabucutie
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(236 posts)
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@Maree: most definitely it would be just my like to go and not have it then get seriously hurt. I am so paranoid about it I just want peace of mind should anything go wrong we covered and the insurance company will help.  @siouxsannah: thanks for the suggestion I'll look it up today
  MareeB
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(3424 posts)
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Same - I would never consider travelling without insurance. My friend's sister's accident was a reminder to everyone in our community!
  itsclearascrystal
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(1592 posts)
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Enjoy your holiday. We always use state because they do fly buys.
  tabucutie
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(236 posts)
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I don't think I have looked at state yet. Will check that out today. Primary runners at the moment I have 1cover, tower, and travelinsurance.co.nz. They have the lowest total cost which includes unlimited medical but I have not heard of them before and don't know if they are reliable?

I should probably just pay the extra and stick with  company I have atleastheard of? Does anyone happen to have or knowof any travel claim stories/experiences?
  Toni-Lee
(454 posts)
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I always go through southern cross.
  itsclearascrystal
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(1592 posts)
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Heard of the first two but not the last one. Sorry.
  Macs
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(5040 posts)
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I’ve never thought about that. I’ll remember those for when I go for my cruise next year.
  worldofsooziewong
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(1858 posts)
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I always use 1Cover but I never actually made a claim from them. 

Id never travel without travel insurance. My motto is: if you can't afford travel insurance then you can't afford to travel. 
  tabucutie
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(236 posts)
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I ruled out southern cross as I didn't like the website layout. Will probably stick with 1cover, just looking forward to getting it sorted.
  EliseMM
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(49 posts)
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I have done multiple trips to Australia with 1Cover, and 6 months backpacking through Europe with 1Cover. When I have had to make claims with them I was really happy with the service. Make sure if you make stopovers in a different continent/region you will be covered for that too!
  Toni-Lee
(454 posts)
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I made claims through southern cross and was reimbursed straight away for medical and luggage.
  tabucutie
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(236 posts)
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@EliseMM: Thanks for commenting, that is really helpful. I hope not to claim for anything but its good to know and that you have been happy with the service too. We are on direct flights there and back so no stop overs to deal with :)

@Toni-Lee: That is so good to hear I do wonder about the down time in claiming situations. I have two strong contenders now State and 1cover :)

 
  MissQT
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(1535 posts)
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I’ve just purchased travel insurance through the airline, air nz. Air nz uses cover more as the policy provider I think.
  tabucutie
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(236 posts)
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Travel insurance has been paid for. I did go with 1cover as I  liked the clearly displayed layout of the benefits of the cover. It was really fast too, like less than 2 minutes max to apply for and pay. Trip is in...51 days! Thanks everyone for your comments and advice :)

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