For reference I'm in MAC NC42-44 with oily skin and I've been using this palette for almost a year. I really enjoy it because it doesn't take up too much space in my makeup bag, it's slim and lightweight (palette is made out of cardboard) and it takes the guessing game out of "which shade should I take with me today"?
Highlight = Vanilla, Banana and Sand Contour = Java, Fawn and Havana
I use all of the contour shades and only Sand from the highlight. The powders blend beautifully and are quite pigmented especially Havana! I start my contour with Fawn, it has a greyish undertone which alone looks a bit off on my skintone but I use Java to warm it up and then Havana for definition. Sand is the only highlight powder I can pull off but if I'm not careful it can look frosty on me. The powders last about 4-5 hours before they begin to fade.
I was hoping to use Vanilla and Banana under my eyes but they're too light for me and no matter how much I blend, buff or soften the powders I still look ASHY. I use the 2 to help mattify my lipsticks (over tissue) instead. On me the Banana powder looks the same as Ben Nye's Banana powder just a tad brighter where Ben Nye's slightly more dull/flat.
The palette is designed so you can remove the pans and replace with different shades from the brand - the magnetic board is no joke!
I'm quite happy with this kit, once I've hit pan I can customise it to include highlights that work for my skin tone - highly recommend to others.